{"id":41753,"date":"2025-11-26T18:00:00","date_gmt":"2025-11-26T18:00:00","guid":{"rendered":"https:\/\/www.prnasia.com\/story\/archive\/4832594_AE32594_0"},"modified":"2025-11-26T18:00:00","modified_gmt":"2025-11-26T18:00:00","slug":"payjoy-launches-in-indonesia-to-advance-inclusion-through-credit-access","status":"publish","type":"post","link":"https:\/\/transmediavictoria.net.au\/?p=41753","title":{"rendered":"PayJoy Launches in Indonesia to Advance Inclusion through Credit Access"},"content":{"rendered":"<table name=\"logo_release\" border=\"0\" cellspacing=\"10\" cellpadding=\"5\" align=\"right\">\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mma.prnasia.com\/media2\/2573822\/PayJoy_logo.jpg?p=medium600\" border=\"0\" alt title=\"logo\" hspace=\"0\" vspace=\"0\" width=\"118\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span class=\"legendSpanClass\"><span class=\"xn-location\">JAKARTA, Indonesia<\/span><\/span>, <span class=\"legendSpanClass\"><span class=\"xn-chron\">Nov. 26, 2025<\/span><\/span> \/PRNewswire\/ &#8212; <u><a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4566098-1&amp;h=3818198382&amp;u=https%3A%2F%2Fwww.payjoy.com%2F&amp;a=PayJoy\" target=\"_blank\" rel=\"nofollow noopener\">PayJoy<\/a><\/u>, a leading emerging-markets credit provider, today announced its official launch in <span class=\"xn-location\">Indonesia<\/span> through a strategic partnership with PT Bank Sahabat Sampoerna (Bank Sampoerna). Building on its successful operations in <span class=\"xn-location\">the Philippines<\/span>, <span class=\"xn-location\">Mexico<\/span>, <span class=\"xn-location\">Brazil<\/span>, <span class=\"xn-location\">South Africa<\/span>, and other markets, PayJoy is introducing its inclusive credit solutions to <span class=\"xn-location\">Indonesia<\/span> to further expand access to affordable and responsible credit across the region.<\/p>\n<p class=\"prnml40\">&#8220;There&#8217;s a significant gap in credit access across <span class=\"xn-location\">Southeast Asia<\/span>, and PayJoy is committed to helping close it responsibly,&#8221; said <b><span class=\"xn-person\">Rene Payan<\/span><\/b>, Philippines Country Manager and PayJoy&#8217;s lead for new-market launches.<\/p>\n<p>As <span class=\"xn-location\">Indonesia<\/span> accelerates its digital transformation and the Financial Services Authority (OJK) targets 98% financial inclusion by 2045, PayJoy&#8217;s entry supports national efforts to expand access to credit responsibly and sustainably.<\/p>\n<p>After scaling to 17 million customers worldwide, PayJoy is growing at an annualized 40 percent while maintaining profitability in 2025. PayJoy is on track to reach about <span class=\"xn-money\">US$650 million<\/span> in revenue and <span class=\"xn-money\">US$110 million<\/span> in profit by the end of 2025.<\/p>\n<p>Since its founding in 2015, PayJoy has become one of the world&#8217;s most trusted innovators in alternative credit infrastructure. The company&#8217;s expansion into <span class=\"xn-location\">Indonesia<\/span> underscores its long-term commitment to creating open, equitable, and inclusive financial systems worldwide.<\/p>\n<p><b>About PayJoy<\/b><\/p>\n<p>PayJoy expands credit access across emerging markets through point-of-sale financing and card products. Its proprietary secured-credit technology enables first-time borrowers to responsibly build financial stability and participate fully in the modern economy.&nbsp; Through its cutting-edge machine learning, data science, and anti-fraud AI, PayJoy has financed over <span class=\"xn-money\">$3.5 billion<\/span> of loans with over 17 million people and employs over 1,000 people worldwide. For more information, visit <u><a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4566098-1&amp;h=1017951847&amp;u=https%3A%2F%2Fwww.payjoy.com%2F&amp;a=https%3A%2F%2Fwww.payjoy.com%2F\" target=\"_blank\" rel=\"nofollow noopener\">https:\/\/www.payjoy.com\/<\/a><\/u>.<\/p>\n<p><b>Contact:<\/b><\/p>\n<p><span class=\"xn-person\">Ivy Yang<\/span> | Wavelet Strategy | <u><a href=\"mailto:ivy@waveletnyc.com\" target=\"_blank\" rel=\"nofollow noopener\">ivy@waveletnyc.com<\/a><\/u><\/p>\n<p>Logo &#8211; <a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4566098-1&amp;h=3926363686&amp;u=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F2573822%2FPayJoy_logo.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F2573822%2FPayJoy_logo.jpg\" target=\"_blank\" rel=\"nofollow noopener\">https:\/\/mma.prnasia.com\/media2\/2573822\/PayJoy_logo.jpg?p=medium600<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>JAKARTA, Indonesia, Nov. 26, 2025 \/PRNewswire\/ &#8212; PayJoy, a leading emerging-markets credit provider, today announced its official launch in Indonesia through a strategic partnership with PT Bank Sahabat Sampoerna (Bank Sampoerna). Building on its successful operations in the Philippines, Mexico, Brazil, South Africa, and other markets, PayJoy is introducing its inclusive credit solutions to Indonesia [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-41753","post","type-post","status-publish","format-standard","hentry","category-business-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PayJoy Launches in Indonesia to Advance Inclusion through Credit Access - My Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/transmediavictoria.net.au\/?p=41753\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PayJoy Launches in Indonesia to Advance Inclusion through Credit Access - My Blog\" \/>\n<meta property=\"og:description\" content=\"JAKARTA, Indonesia, Nov. 26, 2025 \/PRNewswire\/ &#8212; PayJoy, a leading emerging-markets credit provider, today announced its official launch in Indonesia through a strategic partnership with PT Bank Sahabat Sampoerna (Bank Sampoerna). Building on its successful operations in the Philippines, Mexico, Brazil, South Africa, and other markets, PayJoy is introducing its inclusive credit solutions to Indonesia [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/transmediavictoria.net.au\/?p=41753\" \/>\n<meta property=\"og:site_name\" content=\"My Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-26T18:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mma.prnasia.com\/media2\/2573822\/PayJoy_logo.jpg?p=medium600\" \/>\n<meta name=\"author\" content=\"admin_tony\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin_tony\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/transmediavictoria.net.au\\\/?p=41753#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/transmediavictoria.net.au\\\/?p=41753\"},\"author\":{\"name\":\"admin_tony\",\"@id\":\"https:\\\/\\\/transmediavictoria.net.au\\\/#\\\/schema\\\/person\\\/5b51d407d652c0aa802bea269ea5d7e7\"},\"headline\":\"PayJoy Launches in Indonesia to Advance Inclusion through Credit Access\",\"datePublished\":\"2025-11-26T18:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/transmediavictoria.net.au\\\/?p=41753\"},\"wordCount\":297,\"image\":{\"@id\":\"https:\\\/\\\/transmediavictoria.net.au\\\/?p=41753#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mma.prnasia.com\\\/media2\\\/2573822\\\/PayJoy_logo.jpg?p=medium600\",\"articleSection\":[\"Business News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/transmediavictoria.net.au\\\/?p=41753\",\"url\":\"https:\\\/\\\/transmediavictoria.net.au\\\/?p=41753\",\"name\":\"PayJoy Launches in Indonesia to Advance Inclusion through Credit Access - 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